Take Home Layaway

Product Overview

• NO CREDIT CHECK, NO APPLICATION
• UP TO 4 PAYMENTS BY PERSONAL CHECK
• DRIVERS LICENCE AND CHECKING ACCOUNT REQUIRED

How It Works

• Make a purchase at Jarons
• Present driver's license and up to 4 personal checks (minimum is two checks)
• If approved (no credit check required) fill out checks and determine check deposit dates
• First check must be for immediate deposit
• First check must be at least 25% of sale
• Take furniture home immediately. It’s that simple!

The Fine Print: There is a $36 dollar application fee for the 90 day option, only if approved. Other than that there is no fine print.

FAQs

• Do checks have to be for equal amounts? No, you can decide the amounts. First check must be for 25% of the sale.
• Can I decide the date the checks should be deposited? Yes, you can decide the dates the checks get deposited as long as the last check is deposited within the 30 or 90-day period on a valid date when the bank is open.
• Is there a limit? Yes, $10,000 is the maximum of the total of all the checks.
• Do I have to postdate a check? No, all check must be written with the same date as the sale.
• Can I pay a portion of the sale in cash or credit card? No, the entire sale must be the sum of all the checks (store credits can be applied).
• Can I use a starter check? No, checks must have an address printed on the face of the check.
• What if my address is different than what is on my check? This is no problem, we can just write the new or correct address on the front of the check.
• What if my address is a PO Box on my check? This is no problem, we can just write the correct physical address on the front of the check.